Top Ten Reasons to Purchase Travel Insurance

1. You have to cancel your trip due to an unexpected event such as inclement weather, an illness in the family or the financial default of your airline, cruise line or tour operator. 

2. You have to return home early due to an unexpected emergency such as an illness or death in the family. 

3. Your luggage is lost or delayed, forcing you to purchase necessary essentials, or prescription medications. 

4. Your luggage or personal effects are damaged or stolen. 

5. You become ill or injured and learn that your health care plan doesn't cover you outside the U.S. 

6. You need an emergency medical evacuation due to an accident or sudden illness. 

7. You run into flight delays and miss a portion of your trip or cruise. 

8. Your trip is interrupted due to an unexpected hurricane or storm. 

9. You lose your passport, leaving you stranded abroad. 

10. You need assistance with replacing a prescription or an emergency cash transfer.